Being self-employed or a business owner has its perks. Unlimited income-earning potential, flexibility of time, and finding ways to give the tax man as little cut of your hard-earned coin as possible. So, so often, we see self-employed people come to us with sets of financials that reduce their profit so dramatically to avoid tax […]
Purchasing your first home should be a time of excitement and intrigue, not one of stress and confusion. All too often we come across home buyers ‘scurrying’ around trying to find the perfect property and then seek finance with complete oblivion as to what is involved. The purpose of this blog is to enlighten first […]
Quite often the first question a client will ask is ‘What do you charge for your services?’ Prior to becoming a mortgage broker in Adelaide I was oblivious to the structure of how mortgage brokers were paid and the element of a ‘fee for service’ within this industry. A ‘fee for service’ is essentially a […]
Are you currently looking to purchase your first home? Looking to up-size but cannot seem to save for a necessary deposit? A guarantor loan could potentially see you in your new home sooner rather than later. Approximately half of first home buyers receive assistance from their parents to buy their first property according to recent […]
Through recent client interaction regarding the role of a broker and how we operate in comparison to a local bank branch I wanted to touch on the main focal points and convey what I perceive to be the main differences. Mortgage broking can be defined as intermediaries acting on behalf of lenders, primarily aiding borrowers […]
I find it intriguing and somewhat alarming at the lack of knowledge surrounding the mortgage broking sector- especially in relation to Generation Y and nowadays what is deemed as Generation Z. Post psychology studies at University, I practically stumbled across the industry a few years ago through an interest in property and was relatively oblivious as to what […]
There is no doubt Interest rates have always been hard to predict & with more lenders deciding to act independently of the Reserve Bank of Australia (RBA); the task is becoming increasingly more challenging. As a finance consultant, I am constantly asked of whether a client should fix their home loan at a set interest […]